Individual Investor or fund must have a minimum of $500,000 to $50,000,000 to invest in Real Estate and be able to access those funds within 10 days. The investor must be well versed in commercial real estate and understand the underwriting criteria of a "Hard Money" asset based loan. The criteria of a hard money loan is based on a lower LTV, shorter lending cycle, higher coupon, speed of execution, experience of borrower with credit scores not being as important.

Self Directed 401 K’s or investments accounts of a minimum of $250,000 are acceptable for Massachusetts, Maine, Rhode Island, and New Hampshire.

Assistance with changing over to a Self Directed IRA, individual 401 K or Roth conversion will be provided by the Pensco Trust Company - www.penscotrust.com, a leader in the industry. National Mortgage Advice does NOT have any financial relationship with Pensco Trust Company this reference is a personal referral from the President of National Mortgage Advice.