Terms of Use

This Agreement governs your use of the Private Money Lending Guide Web site. This Web site is owned and operated by National Mortgage Advice, LLC. Access to and use of this Web site is provided by National Mortgage Advice, LLC to you on condition that you accept these Terms of Use, and by accessing or using this Web site, you acknowledge that you have read and accept these Terms of Use and that your access to and use of this Web site shall be subject to these Terms of Use. If you do not agree to accept and abide by these Terms of Use you should not access or use this Web site.

National Mortgage Advice, LLC may revise and update these Terms of Use at anytime and without notice. You are cautioned to review the Terms of Use posted on the Web site periodically. Your continued access or use of this Web site after any such changes are posted will constitute your acceptance of these changes.

You may not interfere with the security of or otherwise abuse this Web site or any system resources, services or networks connected to or accessible through this Web site. You may use this Web site only for lawful purposes.

Disclaimer and Limitations of Use

The contents, text, images, data, forms, articles, questions and answers, discussions, legal and financial information and other materials (“Content”) contained and maintained on the Private Money Lending Guide are for informational or educational purposes only and no Content or portion of this website should be construed as, or relied upon as, legal, financial or investment advice; as the providing of legal, financial or investment services or as the recommendation of forms or of the opinions from author of Content. Neither viewing this website, nor the transmission or receipt of materials in connection with this website, shall create any attorney-client, confidential or fiduciary relationship between National Mortgage Advice, LLC, its website contributors and you, or between National Mortgage Advice, LLC, its website contributors and any entity which you represent.

Intellectual Property

All materials (including the organization, design, and presentation of such materials) on this Web site (the “Materials”) are the exclusive property of National Mortgage Advice, LLC and may be protected by intellectual property laws including laws relating to copyrights, trade-marks, trade-names, internet domain names, and other similar rights. Users may view this website and download and print copies of the Content for individual use only and only in accordance with the intended purposes of this website, so long as such use is consistent with these Terms of Use and with applicable laws. Any other copying, distribution, retransmission, or modification of Content without the express prior written permission of the National Mortgage Advice, LLC, or its contributors, is strictly prohibited.

© 2010 National Mortgage Advice, LLC. All rights reserved.

Privacy

National Mortgage Advice, LLC is committed to respecting the privacy of the personal and company information of the individuals and businesses with whom we interact.

Content on the Website

National Mortgage Advice, LLC updates the information on this Web site regularly. However, National Mortgage Advice, LLC cannot guarantee and does not accept any responsibility or liability for the accuracy, currency or completeness of the information on this Web site. This website, its content and its links are provided on an as-is basis and are to be viewed and/or used only at the sole risk of User, to the fullest extent permitted by law. National Mortgage Advice, LLC may revise, supplement or delete information, services and/or the resources contained in the Web site at any time, for any reason, and reserves the right to make such changes without prior notification to past, current or prospective visitors.

Linked Web sites

This Web site may provide links to third party Web sites for your convenience only. The inclusion of these links does not imply that National Mortgage Advice, LLC monitors or endorses these Web sites. National Mortgage Advice, LLC does not accept any responsibility for such Web sites or their content. National Mortgage Advice, LLC shall not be responsible or liable, directly or indirectly, for any damage or loss, caused or alleged to be caused by or in connection with the use of or the reliance upon any information, content, goods or services available on or through any third party Web sites or linked resources.

Internet software or computer viruses

Due to technical difficulties with the Internet, Internet software or transmission problems could produce inaccurate or incomplete copies of information contained on this Web site. Computer viruses or other destructive programs may also be inadvertently downloaded from this Web site.

National Mortgage Advice, LLC shall not be responsible or liable for any software, computer viruses or other destructive, harmful or disruptive files or programs that may infect or otherwise impact the use of your computer equipment or other property on account of your access to, use of, or browsing on this Web site or your downloading of any of the Materials from this Web site. National Mortgage Advice, LLC recommends that you install appropriate anti-virus or other protective software.

Web Site and Materials Provided “As Is”

THIS WEB SITE AND THE MATERIALS ARE PROVIDED “AS IS” WITHOUT REPRESENTATION, WARRANTY OR CONDITION OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED REPRESENTATIONS, WARRANTIES OR CONDITIONS OF MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. National Mortgage Advice, LLC DOES NOT REPRESENT OR WARRANT THAT THIS WEB SITE OR THE MATERIALS WILL MEET YOUR REQUIREMENTS OR THAT THEIR USE WILL BE UNINTERRUPTED OR ERROR FREE.

Limitation of Liability

YOU ASSUME ALL RESPONSIBILITY AND RISK FOR USE OF THIS WEB SITE AND THE MATERIALS INCLUDING WITHOUT LIMITATION ANY OF THE INFORMATION CONTAINED HEREIN OR THEREIN.

IN NO EVENT SHALL National Mortgage Advice, LLC OR ANY OF ITS DIRECTORS, OFFICERS, EMPLOYEES, SHAREHOLDERS, PARTNERS, OR AGENTS BE LIABLE FOR ANY INCIDENTAL, INDIRECT, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES WHATSOEVER (INCLUDING DAMAGES FOR LOSS OF PROFITS, INTERRUPTION, LOSS OF BUSINESS INFORMATION, OR ANY OTHER PECUNIARY LOSS) IN CONNECTION WITH ANY CLAIM, LOSS, DAMAGE, ACTION, SUIT OR OTHER PROCEEDING ARISING UNDER OR OUT OF THESE TERMS OF USE, INCLUDING WITHOUT LIMITATION YOUR USE OF, RELIANCE UPON, ACCESS TO, OR EXPLOITATION OF THIS WEB SITE, THE MATERIALS OR ANY PART THEREOF, OR ANY RIGHTS GRANTED TO YOU HEREUNDER, EVEN IF WE HAVE BEEN advice OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER THE ACTION IS BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), INFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS OR OTHERWISE.

IN ANY EVENT, THE TOTAL MAXIMUM AGGREGATE LIABILITY UNDER THESE TERMS OF USE OR THE USE OR EXPLOITATION OF ANY OR ALL PART OF THIS WEB SITE OR THE MATERIALS IN ANY MANNER WHATSOEVER SHALL BE LIMITED TO THE LESSER OF (A) FIVE ($5.00) U.S. DOLLARS, OR (B) THE LOWEST AMOUNT TO WHICH National Mortgage Advice, LLC MAY LIMIT ITS TOTAL MAXIMUM AGGREGATE LIABILITY IN ACCORDANCE WITH APPLICABLE LAW.

SOME JURISDICTIONS DO NOT ALLOW FOR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH JURISDICTIONS, THE LIABILITY OF National Mortgage Advice, LLC OR ANY OF ITS DIRECTORS, OFFICERS, EMPLOYEES, SHAREHOLDERS, PARTNERS, OR AGENTS SHALL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

Indemnification

You agree to indemnify and hold National Mortgage Advice, LLC harmless from and against all claims or liability of any nature, kind, or amount whatsoever asserted against National Mortgage Advice, LLC arising out of or in connection with your access to or use of this Web site or the Materials or any breach by you or anyone acting on your behalf of any of these Terms of Use.

Email

Feel free to contact us via our contact form. However, the Internet is not a fully secure medium and any communication may be lost, intercepted or altered. National Mortgage Advice, LLC shall not be liable for any damages related to communications or attempted communications to or from this Web site. You agree with respect to any information provided by you to us through this Web site or via e-mail that:

  • National Mortgage Advice, LLC has no obligation concerning such information except as provided for in our Privacy Policy;
  • the information is non-confidential except as provided for in our Privacy Policy;
  • National Mortgage Advice, LLC may use, disclose, distribute or copy the information and may use any ideas, concepts or know-how contained in the information for any purpose without compensation; and
  • the information is truthful and disclosure of the information does not violate the legal rights of others.

Applicable law

This Web site is controlled, operated and administered by National Mortgage Advice, LLC from Stoneham, Massachusetts. This Web site can be accessed from anywhere in the United States, all provinces and territories of Canada, as well as from other countries around the world. Each of these jurisdictions has laws that may differ from or conflict with those of Massachusetts, but by accessing this Web site, you voluntarily and intentionally waive the application of all laws that differ from or conflict with Massachusetts law to the fullest extent that such differing or conflicting laws may be waived, and you acknowledge and agree that all matters relating to access to or use of this Web site or the Materials shall be governed by the laws of the State of Massachusetts, United States of America, and the federal laws of the United States of America (without reference to conflicts of laws principles).

You also agree that any claims or disputes whatsoever arising hereunder shall be submitted to the exclusive jurisdiction and venue of the courts of the state of Massachusetts and acknowledge that you do so voluntarily.

General

National Mortgage Advice, LLC’s failure in any instance or multiple instances to insist upon or enforce strict performance by you or any other person or entity of any provision of these Terms of Use shall not be construed as a waiver of any provision or right and shall not be asserted or construed as a pattern, custom, or practice inconsistent with or in abrogation of any provision hereof.

If any provision or part thereof of these Terms of Use is wholly or partially unenforceable the parties or, in the event the parties are unable to agree, a court of competent jurisdiction, shall put in place thereof an enforceable provision or provisions, or part thereof, that as nearly as possible reflects the original intent of the parties.

Contact

If you have concerns relating to this Web site or these Terms of Use, please contact National Mortgage Advice, LLC at (781) 481-0234.